Asset-Based Lending Program
Revolving inventory-secured credit lines from TFC
TFC’s Asset-Based Lending (ABL) facility turns a growing company’s inventory into working capital. Rather than waiting on customer payment cycles or tying up ownership equity, businesses can borrow directly against the value of the goods they already own, funding production, seasonal buildup, and growth without giving up control of the company.
WHAT THE FACILITY PROVIDES
- A revolving line of credit that replenishes as inventory turns and is repaid
- Funding tied to the value of eligible finished goods inventory
- Capital for production, seasonal inventory builds, and day-to-day operations
- Room to grow, as availability expands alongside inventory levels
- An alternative to equity financing that preserves ownership and control
WHO IT'S BUILT FOR
- Manufacturers and other producers with meaningful finished-goods inventory
- Businesses experiencing growth that has outpaced their current credit line
- Companies with inventory stored at their own facility or approved third-party warehouses
- Owners who want financing that scales with the business, not a fixed term loan
- A wide range of asset-rich industries beyond traditional bank lending criteria
How Does Asset-Based Lending Work?
Borrowing Base
TFC sets the amount your business can borrow based on the value of your eligible inventory.
Draw & Repay
Borrower draws against availability as needed and repays as inventory converts to cash. Funds can be reborrowed throughout the term.
Ongoing Monitoring
Monthly reporting and periodic field exams keep availability current and accurate as inventory moves.
Grow With the Facility
As the business scales, the facility can expand alongside it, including options to increase total capacity over time.
Clear terms. Real people. Actual support.
Simple funding solutions crafted around genuine human relationships.
Program Features
Revolving structure to borrow, repay, and reborrow
First-priority security interest in inventory collateral
Support for goods stored at approved third-party warehouses
Structured reporting that keeps availability accurate and current
A dedicated relationship contact throughout the life of the facility
Built-in path to increase facility size as the business grows
