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Privacy Policy
 
Last updated: November 10, 2025At TheFactoringco.com (“we,” “us,” or “our”), we respect your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our client portal.
  1. Information We Collect
  • Account Data: When you create a client login, we collect your email address, name, company name, and password (encrypted).
  • Automatically Collected Data: Our web host and server logs record:
    • IP address
    • Browser type and version
    • Pages visited and timestamps
    • Referring website
  • Cookies & Tracking: We may use essential cookies for login sessions. We do not use analytics, advertising, or third-party tracking cookies.
  1. How We Use Your Information
  • Provide and maintain your client portal
  • Communicate with you (e.g., password resets, service updates)
  • Comply with legal obligations
  • Improve security and prevent fraud
  1. Data Sharing
We do not sell, trade, or rent your personal information. We may share data with:
  • Our web hosting provider (for server logs)
  • Payment processors (if/when added)
  • Law enforcement (if legally required)
  1. Data Security
We use industry-standard encryption (SSL/TLS), secure password hashing, and access controls. However, no system is 100% secure.
  1. Your Rights (CCPA / GDPR)
You may request to access, correct, or delete your data by emailing privacy@thefactoringco.com.
  1. Children’s Privacy
Our service is not directed to individuals under 18. We do not knowingly collect data from children.
  1. Changes to This Policy
We may update this policy. Changes will be posted here with the updated date.
  1. Contact Us
Email: privacy@thefactoringco.com Mail: The Factoring Co., [Your Florida Address], FL [ZIP]